3 Simply Smart Habits of People Who Always Save Money

Saving money is hard. It seems like as soon as you’re paid here comes all the bills leaving you in negative. Everyone seems to have a get out of debt quick schemes, but honestly, the best and most effective way is all for FREE!!! But it will take hard work, sweat, and a few tears. This is the perfect budget for beginners. The best Finance Tips. Download this worksheet printables, this is perfect for college students to seasoned adults. The first thing you need is the DRIVE TO SUCCEED. Second a budget that will work for you and one you will stick to. The last step is finding hidden money.

First things first: I, Poppa, freaks all the honeys…..Sorry, being serious. Your drive will be your “make it or break it” moment of success. If you read that and rolled your eyes. I’m TALKING TO YOU, HONEY!!!! If you have the drive to succeed, you will be able to move mountains. This debt won’t even stand a chance. Find want motivates you and use that as your fire. If it’s your child, think of the life you want for them. If your motivation is a new home. Write down, and hell even decorates it in your head. Make it real!! Create this fire to succeed and become debt free for whatever your reason may be. If you’re ready, let’s hop on to step number two.

I have a simple solution to helping you save a little bit more to live better. First, we will create a simple budget. Calculating our expenses and subtracting it from our income. Some people prefer the old fashion pen and paper while some prefer using an app. You will have to decide which method works better for you. If you’re an old fashion, the steps are relatively simple. First, calculate all your expenses. Then your income. Now subtract both numbers. If you have money left over and you just want to save more than you.

There are apps such as Mint (which I personally have a love-hate relationship with, it works a little too well.) Everydollar and excel are perfect for crunching the numbers for credit card debt. Finding money is easier than you t You could stop extra money coming from your payroll check. Ending investments could easily create an additional 100 per week. Changing your allowance deductions is another way of finding extra money. Packing your lunch, meal planning for your household, doing your own hair and nails. 

So in conclusion saving money is attainable. Its hard work but you can and will get out of debt. It’s a slow process but it will be worth it. Learning from your past mistakes and creating wealth will make you less likely to fall back into debt.  I look forward to starting and following your journey. If you have a tip below I want to hear them. Let me know in the comments below