Welcome to the era of financial empowerment! If you’ve ever struggled with managing your money, missed bill payments, or desire a foolproof budgeting method, you’re in the right place. In this updated guide, we’ll explore the power of a Calendar Budget—an ingenious method to effortlessly track and manage your finances. Whether you’re a budgeting novice, a busy mom, a college student, or a seasoned adult, this comprehensive guide is tailored for you. This method is perfect for adding to your envelope system, spreadsheets, planners, and just living life on a budget.  A calendar budget is a perfect method to include in your budget. Plus, having a digital calendar budget takes things…

Are you sick of living at home with your parents? Or tired of throwing money away on renting? Either way, I feel you.  It’s best to financially prepare for moving out so you don’t have to worry about failing and moving right back in with your parents. I guarantee after reading this, you will be better prepared for moving out.  The 50/30/20 Rule: For budgeting  Some would argue that this rule is outdated and not practical for today’s millennials But others like myself live by this rule. There’s a reason why our grandparents were able to save so much while having all their bills paid. The 50/30/20 rule is very…

When you’re in a relationship, you should be able to talk about anything. But why is money such a touchy subject? We are so free to share our bodies but finances are treated as more intimate. I’ll share some talking points to open the conversation about money with the one you love. Dinner Date The best suggestion is money over dinner. A simple conversation during dinner. Finances shouldn’t be treated as an uptight, serious and stressful conversation. We should be able to talk about money as casually as we do with any subject over a glass of wine. Depending on where you are in your relationship, I could offer 3…

Have you ever watch a commercial and saw a deal from the service provider you wish you had? Of course, you have but when you asked your service provider they quickly told you no. I promise after reading this post; you’ll be able to negotiate a deal without your bill increasing and canceling your service. My family and friends often come to me about financial advice but press me hard about helping them get free stuff from their service provider. I feel like what I do isn’t necessarily groundbreaking, but it works for me. Before you read this post, please know this could work within reason. When I say within…

Finding money isn’t a far fetch idea. No, it’s not going to drop out of the sky but it’s easy and attainable. Here are my top five ways to find more money. Checking your states/county office for unclaimed money: visiting your state’s website and searching by name could earn you a check. I bet you’re rolling your eyes but honestly check it out for yourself. Google “Your state” unclaimed property and your states’ treasurer website should come up. All you’ll need is your last name and city.  I found out my grandmother was due a refund from an overpaid medical bill. After the verification process, she sent a check in the…